Right now is a great time to install a wood burning stove in your home to help reduce the cost of heating your home over the winter. Instead of waiting for the cooler months to come, you can get great deals on the stove itself, have an easier time getting a chimney sweep hired and maybe even save on the cost of installation by adding the stove during the off-season.
One thing that many people don't realize is that the addition of a wood burning stove can increase homeowners insurance rates. This is because of the increased risk of house fires. However, there are some things that you can do during the installation process and after the stove is in place that will help keep your rate increases to a minimum. Here, you will learn those things.
During the Install
When the stove is installed, be sure to use the following guidelines.
Knowing how to safely and efficiently use your wood burning stove will make a huge difference in the experience you have over the next many years. If you don't use the stove properly, or know how to handle overheating or chimney fires, you will see rate increases after filing a claim to repair damages.
Talk with your insurance agent like one from McHugh Insurance to learn of any more steps that must be taken to get the best possible rates for your homeowners insurance after the wood burning stove is installed.Share
29 July 2015
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